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Insurance summary table
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Action required: EPA investigation into asbestos in mulch
Crown Lands is seeking information from non-council Crown land managers regarding any use of imported mulch on the Crown reserves they manage.
Insurance summary table
| Insurance type | Eligible for cover | Not eligible for cover* | CLM requirements |
|---|---|---|---|
| Public liability | CLMs managed by a statutory land manager (SLM) and Commons Trusts | CLMs managed by a corporation^ or a council | Cover includes public and products liability, professional indemnity and directors and officers liability. Conditions and exclusions apply. For incident’s that occur on or after 1 July 2024, the minimum claimable amount for a liability claim is $1000. |
| Property | CLMs managed by a statutory land manager (SLM) and Commons Trusts | CLMs managed by a corporation^ or a council | Conditions and exclusions apply. For incidents that occur on or after 1 July 2024, a $300 (exc. GST) deductible is now applicable for all loss or damage claims. |
| Volunteers | CLMs managed by a statutory land manager (SLM) and Commons Trusts | CLMs managed by a corporation^ or a council | The Treasury Managed Fund (TMF) provides cover for voluntary workers while undertaking authorised CLM activities. The minimum claimable amount is $300. |
| Off-reserve activities | CLMs managed by a statutory land manager (SLM) and Commons Trusts | CLMs managed by a corporation or a council | CLMs not eligible MUST obtain insurance relevant to any off-reserve activities NOT relating directly to the reserve. Liability and personal accident cover for volunteer workers can be extended to cover off-reserve activities that are carried out for the purposes of the reserve. The minimum claimable amount is $300. Conditions and exclusions apply |
| Consequential loss of revenue | CLMs managed by a statutory land manager (SLM) and Commons Trusts | Loss of revenue: Cover is for losses incurred by the CLM due to the cancellation of an event following an order by a relevant authority (eg. site closure due to a public health order) and is outside of the control of the CLM. Consequential business interruption costs: For losses incurred due to the closure of a location, site or venue where it follows an order or advice from a relevant authority (eg. site closure due to a public health order) and is outside of the control of the CLM. Conditions and exclusions apply. The minimum claimable amount is $300. CLMs should register via the financial hardship form in the first instance. | |
| Workers compensation | Not covered | Not covered | Where a CLM has paid employees, it MUST:
|
| Motor vehicles | Not covered | Not covered | Vehicles owner by the CLM MUST be insured for third party property damage and CTP insurance. The CLM should also consider relevant insurance, such as comprehensive insurance. |
| Contractors or sub-contractors | Not covered | Not covered | CLMs MUST ensure that contractors and subcontractors have the necessary insurance before entering the site. A Certificate of Currency should be requested to confirm their insurance cover. If the contractor/subcontractor does not provide evidence of insurance, the CLM MUST NOT enter into the contract. |
*Not eligible for cover – CLMs that are NOT eligible for cover through the Treasury Managed Fund (TMF) MUST obtain their own insurance.
^Corporations – cover is not usually provided to CLMs managed by a corporation. With prior approval, however, cover may be granted when activities of the corporation are not profit-making and the corporation cannot afford to maintain its own insurance. If you believe you are eligible please contact the Insurance Team.
This Crown land manager web resource was printed on 27 Jul 2024. The information contained in this web resource is based on knowledge and understanding at the time of writing Jul 2024. However, because of advances in knowledge, users are reminded of the need to ensure that the information upon which they rely is up to date and to check the currency of the information by referring to the website (www.reservemanager.nsw.gov.au).
© State of New South Wales through Department of Planning, Industry & Environment 2024.
Page link: https://reservemanager.crownland.nsw.gov.au/administration/insurance/insurance-summary-table